About the People
“Like a fine Diamond, BOF has been shaped by the meticulous craftmanship of dedicated leaders and employees.”
- Jose Paolo D. Carlos, President and CEO

Back Row: Michelle Anne David-Tancungco (Director), Jaime P. Panganiban (Director), Jose Paolo D. Carlos (Director), Yolanda David-Aguila (Director), Engr. Jesus S. Nicdao (Director)
Front Row: Ma. Fides Concepcion M. Ganzon-Ofrecio (Independent Director), Atty. Ma. Fides Andin-Balili (Chairperson), Susan Jesusa David-Nunga (Director), Rolando A. Rodriguez (Independent Director)
Executive Management
Jose Paolo D. Carlos
President and CEO
Jaime P. Panganiban
Senior Executive Vice President
Rona Q. Binuya
Executive Vice President
Management Committee
From left to right, standing: Carmelo M. Ocampo (Credit Management Group Head), Grace D. Castro (Lending Group Head), Cristy C. Completo (Accounting and Finance Group Head), Annette G. Tongol (Branch Banking Group Head), Marylene M. Pachejo (Information and Technology Group Head), Zabrina D. Nunga (Corporate Affairs Group Head)
From left to right, seated: Alicia B. Sundiam (Chief Compliance Officer), Rona Q. Binuya (Executive Vice President), Jose Paolo D. Carlos (President and CEO), Jaime P. Panganiban (Senior Executive Vice President), Erlisa M. Banag (Admin Support Group Head), Anabelle C. Sampang (Chief Internal Auditor), Atty. Misheena Joyce C. Tiatco (Legal Department Head)
From left to right: Jaime P. Panganiban (Member), Susan Jesusa David-Nunga (Member), Jose Paolo D. Carlos (Chairperson)
Executive Committee
From left to right: Engr. Jesus S. Nicdao (Member), Atty. Ma. Fides Andin-Balili (Chairperson), Rolando A. Rodriguez (Member)
Corporate Governance Committee
From left to right: Jaime P. Panganiban (Member), Rona Q. Binuya (Member), Jose Paolo D. Carlos (Chairperson), Zabrina D. Nunga (Alternate Member)
Credit Committee
From left to right: Ma. Fides Concepcion M. Ganzon-Ofrecio (Member), Rolando A. Rodriguez (Chairperson), Atty. Ma. Fides Andin-Balili (Member)