About the People
“Like a fine Diamond, BOF has been shaped by the meticulous craftmanship of dedicated leaders and employees.”
－ Jose Paolo D. Carlos, President and CEO
First row, from left to right: Ma. Fides Concepcion M. Ganzon-Ofrecio (Independent Director), Jose Paolo David Carlos (Director), Atty. Ma. Fides Andin-Balili (Chairperson), Susan Jesusa David-Nunga (Director), Rolando A. Rodriguez (Independent Director)
Second row, from left to right: Michelle Anne David-Tancungco (Director), Jaime P. Panganiban (Director), Yolanda David-Aguila (Director), and Engr. Jesus S. Nicdao (Director)
Executive Management
Jose Paolo D. Carlos
President and CEO
Jaime P. Panganiban
Senior Executive Vice President
Rona Q. Binuya
Executive Vice President
Management Committee
From left to right, standing: Gina T. Vallejo (Human Resources Department Head), Grace D. Castro (Lending Department Head), Carmelo M. Ocampo (Credit Management Group Head), Jose Paolo David Carlos (President and CEO), Annette G. Tongol (Branch Banking Group Head), Cristy C. Completo (Accounting and Finance Group Head), Marylene M. Pachejo (Information Technology Department Head), Erlisa M. Banag (Administrative Support Group Head)
From left to right, seated: Atty. Misheena Joyce C. Tiatco (Legal Department Head), Rona Q. Binuya (Executive Vice President), Jaime P. Panganiban (Senior Executive Vice President), Zabrina David Nunga (Corporate Affairs Group Head)
From left to right: Jaime P. Panganiban (Member), Jose Paolo D. Carlos (Chairperson),Susan Jesusa David-Nunga (Member)
Executive Committee
From left to right: Engr. Jesus S. Nicdao (Member), Atty. Ma. Fides Andin-Balili (Chairperson), Rolando A. Rodriguez (Member)
Corporate Governance Committee
From left to right: Rona Q. Binuya (Member), Jose Paolo D. Carlos (Chairperson), Jaime P. Panganiban (Member), Zabrina D. Nunga (Alternate Member)
Credit Committee
From left to right: Atty. Ma. Fides Andin-Balili (Member), Rolando A. Rodriguez (Chairperson), Ma. Fides Concepcion M. Ganzon-Ofrecio (Member)
Audit, Risk, and Compliance Committee
Alicia B. Sundiam
Chief Compliance Officer
Atty. Misheena Joyce
C. Tiatco
Legal Department Head
Grace D. Castro
Lending Department Head
Zabrina David Nunga
Marketing and Communications
Group Head
Annette G. Tongol
Branch Sales Group Head
Carmelo M. Ocampo
Credit Management Group Head
Marylene M. Pachejo
Information Technology Department Head
Erlisa M. Banag
Administrative Support Group Head
Gina T. Vallejo
Human Resources Department Head
Cristy C. Completo
Accounting and Finance Group Head
Myrin M. Paguio
Chief Internal Auditor
Aiza Marie L. Vergara
Branch Operations Group Head