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  <url>
    <loc>https://www.bof.com.ph/news</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2026-03-26</lastmod>
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  <url>
    <loc>https://www.bof.com.ph/news/bof-at-the-10th-sgh-golf-cup</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/f515376c-bd6f-483b-812b-ae4b56accad7/02.jpeg</image:loc>
      <image:title>News &amp; Events - BOF Tees Up for a Cause at the 10th SGH Golf Cup&amp;nbsp; - Make it stand out</image:title>
      <image:caption>Golf enthusiasts teed off for a day of friendly competition at the 10th SGH Golf Cup, organized by Savers Group Holdings, Inc. on March 26, 2026 at Pradera Verde Golf and Country Club.  As one of the event’s sponsors, BOF played an active role in supporting the tournament and its cause. The event brought together players from various industries, blending sports, networking, and social responsibility. Proceeds from the tournament will benefit the SGH Scholarship Program, helping provide educational opportunities to the youth.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/be4c08f9-c14d-4b81-bc06-4c97fd53b877/01.jpeg</image:loc>
      <image:title>News &amp; Events - BOF Tees Up for a Cause at the 10th SGH Golf Cup&amp;nbsp; - Make it stand out</image:title>
      <image:caption>BOF was represented by Relationship Manager Michael Joseph A. Pascual and Lubao Sto. Tomas Branch Manager Rowena D. Roberto. Through its support of events like the SGH Golf Cup, BOF continues to go beyond banking, championing programs that promote education and inclusive growth while reinforcing its role as a partner in community development.</image:caption>
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  </url>
  <url>
    <loc>https://www.bof.com.ph/news/bof-backs-palengqr-ph-plus-launch-in-porac</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/ae16f689-c792-4141-a081-a741ddaed130/01.jpg</image:loc>
      <image:title>News &amp; Events - From Cash to QR: BOF Backs PalengQR Ph Plus Launch in Porac&amp;nbsp; - Make it stand out</image:title>
      <image:caption>Committed to expanding access to practical and inclusive financial solutions, BOF joined the launch of PalengQR Ph Plus on Tuesday, March 10, at the New Municipal Convention Hall in Porac, Pampanga, reinforcing its support for initiatives that promote financial inclusion and digital adoption.  The program forms part of the Porac’s broader push for digitalization across public markets, transportation, and businesses while enhancing the efficiency of government services. By encouraging the use of QR-based payments, PalengQR Ph Plus empowers the people of Porac to experience faster, more convenient, and secure transactions.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/0eefbf98-933d-466f-9d33-542ba6b4e3f0/06.jpg</image:loc>
      <image:title>News &amp; Events - From Cash to QR: BOF Backs PalengQR Ph Plus Launch in Porac&amp;nbsp; - Make it stand out</image:title>
      <image:caption>The launch gathered key leaders from the public and private sectors. Present were Acting Municipal Mayor Trisha Angelie G. Capil, Municipal Administrator Nila D. Yumul, and Porac Public Market Vendors Association President Edgar Infante. Officials from the Bangko Sentral ng Pilipinas attended the event led by Acting Area Director Rhod Michael A. Leyson, alongside Department of Trade and Industry Acting Provincial Director Ma. Cristina B. Evangelista. In a recorded message, BSP Governor Eli M. Remolona Jr. emphasized the importance of digital payments in building a more inclusive financial ecosystem.  Representing BOF were Porac Branch Senior Manager Rhia R. Santiago, Teller Angela Mae Chantengco, and the Marketing and Communications Group. Through its participation, BOF affirms its commitment to advancing customer-focused financial services while supporting digital progress across the countryside.</image:caption>
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  </url>
  <url>
    <loc>https://www.bof.com.ph/news/bof-advances-in-sustainable-power</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/c609169c-cd5a-44e3-b1a0-08cfec224b32/2.jpg</image:loc>
      <image:title>News &amp; Events - BOF Advances in Sustainable Power&amp;nbsp; - Make it stand out</image:title>
      <image:caption>Practical measures speak louder than bold promises, and BOF continues to prove that sustainability is best demonstrated through action. For the homegrown rural bank, sustainability means growing with intention, investing responsibly today so communities can thrive tomorrow. This philosophy guides the Bank’s decisions. In 2024, it took clear form when solar panels were installed at the BOF Corporate Center, translating principle into practice and setting the direction for future operations.    The shift did not stop there. In December 2025, BOF Candaba Branch followed. By January 2026, installations were completed in the Lubao Sta. Cruz, Bacolor, Porac, and Floridablanca Poblacion branches. With the Corporate Center and five branches now operating on solar power, a total of six BOF sites are currently equipped with solar panel systems. Each location is fitted with either a 16kW or 12kW solar panel system, depending on operational requirements and facility size. The steady expansion reflects a deliberate, systemwide strategy rather than a one-time initiative.    Soon, more BOF branches will be equipped with solar panels, with Lubao Sto. Tomas, Arayat, and Capas branches scheduled this year. Once completed, the Bank will have a total of nine solar-powered sites, further strengthening its transition to renewable energy across its network.</image:caption>
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      <image:title>News &amp; Events - BOF Advances in Sustainable Power&amp;nbsp; - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/banking-on-teamwork</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-25</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/8a182172-3930-4bdb-a42c-434daa67128f/1.jpeg</image:loc>
      <image:title>News &amp; Events - Banking on Teamwork: Lessons from Coach Chot Reyes at PamCham 83rd GMM&amp;nbsp; - Make it stand out</image:title>
      <image:caption>BOF proudly joined the 83rd General Membership Meeting of Pampanga Chamber of Commerce and Industry, Inc. on February 24, at Best Western Plus Metro Clark in Angeles City. The session featured insights from Coach Vincent “Chot” Reyes, seven-time PBA Coach of the Year, who spoke on the power of teamwork and unshakeable resilience.  His message underscored that organizations thrive when leaders uplift the morale of their “rockstars”, enabling peak performance and shared success. Representing BOF were Senior Relationship Managers together with the Marketing and Communications Group, whose participation reflects the Bank’s commitment to continuous learning, leadership development, and collaborative excellence.</image:caption>
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      <image:title>News &amp; Events - Banking on Teamwork: Lessons from Coach Chot Reyes at PamCham 83rd GMM&amp;nbsp; - Make it stand out</image:title>
      <image:caption>The engagement reinforced the value of strong teams in driving results and sustaining growth. This experience further strengthened BOF’s resolve to cultivate empowered teams that deliver meaningful impact to clients and communities.</image:caption>
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  <url>
    <loc>https://www.bof.com.ph/news/joint-kick-off-mixer-at-hilton</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-30</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/36e7a023-4e83-4787-a143-e3c2df753023/3+%281%29.jpeg</image:loc>
      <image:title>News &amp; Events - JOINT KICK-OFF MIXER AT HILTON &amp;nbsp; - Make it stand out</image:title>
      <image:caption>Meaningful conversations, strategic connections, and a shared vision for growth.  BOF Officers and Managers took part in the 2026 Joint Kick-Off Mixer on January 29, hosted by AmCham North Luzon, CiLA, HARP, MACCII, and PamCham at the Hilton Clark Sun Valley Resort Grand Ballroom. Representing BOF were VP of the Lending Department Grace D. Castro, AVP of the Branch Sales Group Annette G. Tongol, Senior Relationship Manager Jeffrey C. Sason, Senior Manager Rhia R. Santiago, and the Marketing and Communications Group led by Vice President Zabrina David Nunga.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/40c0c59d-b0ba-47e4-a1f3-5d996194bc94/1+%281%29.jpeg</image:loc>
      <image:title>News &amp; Events - JOINT KICK-OFF MIXER AT HILTON &amp;nbsp; - Make it stand out</image:title>
      <image:caption>Designed exclusively for business leaders, entrepreneurs, and professionals, the evening fostered purposeful networking, collaboration, and inspiration, setting a strong tone for partnerships and opportunities in the year ahead.</image:caption>
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  </url>
  <url>
    <loc>https://www.bof.com.ph/news/2026-soba</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-27</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/8e5d5909-cf28-4092-9564-c50450ef415b/01.jpg</image:loc>
      <image:title>News &amp; Events - BOF Marks its Vision of a Sustainable Future at the 2026 SOBA&amp;nbsp; - Make it stand out</image:title>
      <image:caption>Kicking off the year with vision and purpose, BOF held the 2026 State of the Bank Address on January 24 at the Woodgrove Park Clubhouse in the City of San Fernando. With the theme “Shaping a Sustainable Future,” the event underscored BOF’s commitment to growth that creates lasting value for the communities it empowers.  The highlight of the program was the keynote address by President and CEO Paolo David Carlos, who shared BOF's strategic direction and emphasized sustainability as a pillar of long-term development. Employees, executives, partners, and stakeholders gathered to demonstrate a shared dedication to this vision.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/23d038d3-0e6f-4e85-80b1-c6c308a99add/06.jpg</image:loc>
      <image:title>News &amp; Events - BOF Marks its Vision of a Sustainable Future at the 2026 SOBA&amp;nbsp; - Make it stand out</image:title>
      <image:caption>The event also saw the launch of SISIDLAN, BOF’s Corporate Social Responsibility Arm led by Zabrina David Nunga, Vice President of the Marketing and Communications Group. SISIDLAN unifies BOF’s programs on financial literacy, environmental advocacy, and livelihood support under a single platform.  Staying true to its mission of building homegrown success, BOF aims to drive sustainable and inclusive growth through initiatives that translate its vision into action. Through collaboration, innovation, and purpose-driven action, BOF reaffirmed its role not only as the financial partner of choice by MSMEs in Central Luzon, but as a catalyst for positive change across the whole region.</image:caption>
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  </url>
  <url>
    <loc>https://www.bof.com.ph/news/candaba-renovation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-05</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/d85af6a0-8269-49f4-abca-79bb23a1c83c/IMG_01.jpg</image:loc>
      <image:title>News &amp; Events - BOF Strengthens Presence with Candaba Branch Inauguration&amp;nbsp; - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.bof.com.ph/news/bof-earns-nomination-at-the-2025-outstanding-bsp-stakeholders-north-luzon</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-05</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/c753fca9-a3aa-4cd2-bb61-05da056bdb13/z1.jpg</image:loc>
      <image:title>News &amp; Events - BOF Earns Nomination at the 2025 Outstanding BSP Stakeholders – North Luzon - Make it stand out</image:title>
      <image:caption>For BOF, being nominated at the 2025 Outstanding BSP Stakeholders – North Luzon is a meaningful recognition of its unrelenting pursuit of inclusive and responsible banking. The appreciation ceremony was held on Tuesday, October 7, 2025, at Hall 3 of the Waltz Convention Center, Monarch Hotel in Calasiao, Pangasinan. It honored institutions that actively support the Bangko Sentral ng Pilipinas (BSP) in advancing financial inclusion, stability, and sustainability. Representing BOF was Zabrina David Nunga, Vice President of the Corporate Affairs Group, who joined other organizations acknowledged for their valuable contributions to the BSP’s advocacies. The ceremony was graced by Deputy Governor Bernadette Romulo-Puyat, Monetary Board Member Walter C. Wassmer, Assistant Governor Rosabel B. Guerrero, together with Bank Officer IV Ma. Lourdes I. Laconsay of BSP North Luzon Regional Office, and Acting Area Director James Terence B. Villanueva of BSP San Fernando (Pampanga) Branch.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/8a5349d3-7549-4e53-845b-23aedf4c47ce/z2.jpg</image:loc>
      <image:title>News &amp; Events - BOF Earns Nomination at the 2025 Outstanding BSP Stakeholders – North Luzon - Make it stand out</image:title>
      <image:caption>This nomination serves as both an honor and an inspiration for BOF to continue building homegrown success, empowering local enterprises, and upholding integrity in all its endeavors. As we move forward, we remain dedicated to being a catalyst for positive change, fostering progress that reaches beyond banking, and creating lasting impact through care, collaboration, and purpose. (First photo courtesy of BSP.)</image:caption>
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  </url>
  <url>
    <loc>https://www.bof.com.ph/news/bof-welcomes-new-batch-of-bofian-scholars</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-06</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/4ea3cda6-bd8b-411b-b44e-102f0222b1ab/bofs2.jpg</image:loc>
      <image:title>News &amp; Events - BOF Welcomes New Batch of BOFian Scholars - Make it stand out</image:title>
      <image:caption>BOF recently welcomed its BOFian Scholars at the Corporate Center in the City of San Fernando, Pampanga, marking a meaningful step in the bank’s mission to empower the next generation of leaders. The three scholars from Mary the Queen College Pampanga, Inc. (MQCPI) are Loraigne Louise Paule, a graduating student; Michelle Camiling, and Lloyd Ederson Quiambao who are both sophomores. They were accompanied by Dr. Jovelyn Cantrell, Director of the Office of Student Affairs, and Vincent Rafael S. Tanjoco, OIC of the Scholarship Office during the visit.</image:caption>
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      <image:title>News &amp; Events - BOF Welcomes New Batch of BOFian Scholars - Make it stand out</image:title>
      <image:caption>The BOFian scholars were warmly welcomed by President and CEO Paolo David Carlos, Director and Immediate Past President Susan David-Nunga, Senior Executive Vice President Jaime P. Panganiban, Executive Vice President Rona Q. Binuya, and the Corporate Affairs Group headed by Zabrina David Nunga. Through its partnership with MQCPI, BOF remains keen on providing opportunities for deserving students. More than a scholarship, this initiative reflects a shared mission of creating meaningful impact and transforming lives one at a time.</image:caption>
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  </url>
  <url>
    <loc>https://www.bof.com.ph/news/bof-champions-msme-growth-through-dti-partnership</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-07</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/ec1e9c77-d8ba-4b64-b587-19bdc5b6186f/d1.jpg</image:loc>
      <image:title>News &amp; Events - Championing MSME Growth through DTI Partnership - Make it stand out</image:title>
      <image:caption>In its pursuit of empowering the livelihood of MSMEs across the region, BOF continues to double down on its support for the Department of Trade and Industry’s initiatives. On September 26, 2025, BOF participated in the Green Economic Development &amp; Strengthening Disaster Resilience Initiatives Integrated Training Workshop at Lala Garden, City of San Fernando, Pampanga, an event focused on equipping businesses with strategies for sustainability and resilience in the face of challenges.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/ff06999a-d71f-4de2-9f2d-1a7ab8f6632e/d3.jpg</image:loc>
      <image:title>News &amp; Events - Championing MSME Growth through DTI Partnership - Make it stand out</image:title>
      <image:caption>Furthering this commitment, BOF joined the Financing Forum of the Wearables and Homestyle (W&amp;H) Industry Cluster Summit on September 30, 2025, at SMX Convention Center, SM City Clark. Representing the bank were Assistant Vice President of Branch Banking Group Annette G. Tongol and Senior Relationship Manager Jeffrey C. Sason, who mentored MSMEs on various financial solutions. During both events, Vice President of Lending Department Grace D. Castro delivered a keynote on BOF’s tailored products and services. Through these engagements, and with DTI’s continued trust, BOF reaffirms its mission of uplifting communities, fostering innovation, and supporting Filipino ingenuity toward homegrown success.</image:caption>
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  </url>
  <url>
    <loc>https://www.bof.com.ph/news/bof-plants-for-a-greener-tomorrownbsp</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/c7fe0bc7-d803-471b-8ada-e390413bcb9f/tree1.jpg</image:loc>
      <image:title>News &amp; Events - Planting for a Greener Tomorrow&amp;nbsp; - Make it stand out</image:title>
      <image:caption>Following the success of SuLi: Sustaining Life on Earth held in June, BOF strengthened its commitment to sustainability by joining yet another green initiative. This time, with the Bangko Sentral ng Pilipinas San Fernando Branch in its tree-planting activity, “Punu para king Masanting a Bukas,” on September 27, 2025, in Arayat, Pampanga. The event gathered Central Luzon rural banks and partner organizations in a united effort to foster environmental stewardship. At the heart of BOF’s participation is its vision of becoming Central Luzon’s trusted partner in building a sustainable future for all. Represented by Grace D. Castro, Vice President of Lending Department; Erlisa M. Banag, Assistant Vice President of Administrative Support Group; and Marylene M. Pachejo, Assistant Vice President of IT Department, together with the Corporate Affairs Group, BOF reaffirmed its dedication to initiatives that benefit both people and the planet.</image:caption>
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      <image:title>News &amp; Events - Planting for a Greener Tomorrow&amp;nbsp; - Make it stand out</image:title>
      <image:caption>We at BOF are proud to champion programs that nurture the environment and enrich biodiversity. Because we believe that real and lasting impact is possible when every step we take is guided by the future of the earth in mind.</image:caption>
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  <url>
    <loc>https://www.bof.com.ph/news/bof-sparks-sustainable-future-through-eco-rise</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-07</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/21f3c535-d37d-4ebf-8d6a-9f80ffedeb3d/1-IMG_9537+%281%29.jpg</image:loc>
      <image:title>News &amp; Events - Sparking Sustainable Future through Eco-RISE - Make it stand out</image:title>
      <image:caption>BOF formally launched Eco-RISE, or Eco-friendly Renewable Investment for Sustainable Energy on September 18, 2025. This green loan product is designed to empower businesses and communities to invest in sustainable solutions. It is BOF’s latest offering under its SuRe (Sustainable and Renewable) Loans line-up. The launch was led by BOF President and CEO Paolo David Carlos, Senior Executive Vice President Jaime P. Panganiban, and Vice President of Lending Department Grace D. Castro through a forum entitled ASLAG: The RISE of Renewable Energy Forum. Clients and solar energy suppliers gathered at the BOF Corporate Center as they discussed the transformative role of renewable energy in driving a cleaner, more sustainable economy. Engr. Arnulfo M. Zabala, Supervising Science Research Specialist from the Department of Energy, also delivered an insightful keynote speech on the future of renewable energy.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/c3c44ba6-f25f-4ec7-b202-156b87e7986e/7-IMG_9464.jpg</image:loc>
      <image:title>News &amp; Events - Sparking Sustainable Future through Eco-RISE - Make it stand out</image:title>
      <image:caption>Through Eco-RISE and ASLAG, BOF highlights the importance of making purposeful choices today. Renewable energy is no longer just a trend. It is the foundation of a collective future we shape together.</image:caption>
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  </url>
  <url>
    <loc>https://www.bof.com.ph/news/037p5013qto2bwlot6noatl0ydf2zx</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-02</lastmod>
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      <image:title>News &amp; Events - Unlocking Financial Knowledge at PSAU - Make it stand out</image:title>
      <image:caption>Together with the Bangko Sentral ng Pilipinas (BSP), BOF once again brought EmpowerEd: Financial Literacy to the Pampanga State Agricultural University (PSAU) on Thursday, September 4. This is in line with the university's Savings Consciousness Month celebration, through the invitation of PSAU’s College of Business, Economics, and Entrepreneurship (CBEE) led by their Dean, Prof. Leslie V. Torres. Representing BOF were Senior Executive Vice President Jaime P. Panganiban and Vice President for Corporate Affairs Group Zabrina David Nunga, while BOF’s Corporate Planning and Communications Manager, Mark Cyrille B. Paulo, served as one of the resource speakers. BSP North Luzon Bank Officer IV, Ma. Lourdes I. Laconsay also delivered a keynote address on the importance of financial awareness.</image:caption>
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      <image:title>News &amp; Events - Unlocking Financial Knowledge at PSAU - Make it stand out</image:title>
      <image:caption>Now on its sixth leg, EmpowerEd: Financial Literacy stands as BOF’s flagship Corporate Social Responsibility initiative designed to equip young individuals with essential money management skills. Through this effort, BOF hopes to empower the youth to take charge of their tomorrow. Proving that every peso saved today is a step toward a financially stable and sustainable future.</image:caption>
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    <loc>https://www.bof.com.ph/news/bof-joined-the-department-of-trade-and-industrys-dti-bmbe-regional-roadshow</loc>
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    <priority>0.5</priority>
    <lastmod>2025-09-09</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/afce196e-8d3c-402d-88fe-580f28fc1296/8.jpg</image:loc>
      <image:title>News &amp; Events - BOF joined the Department of Trade and Industry’s (DTI) BMBE Regional Roadshow - Make it stand out</image:title>
      <image:caption>BOF joined the Department of Trade and Industry’s (DTI) BMBE Regional Roadshow on August 19 and 20 in the City of San Fernando and Sta. Rita, Pampanga, respectively, where entrepreneurs and experts tackled MSME programs, including the Barangay Micro Business Enterprise Law that supports the growth of micro businesses. Mark Cyrille B. Paulo, BOF’s Corporate Planning and Communications Manager, served as one of the resource speakers invited to the event. Joining him on Day 1 were Sto. Tomas Branch Manager, Cheryl F. Canda, and Relationship Manager, Vhal Y. Grapani. On Day 2, Guagua Branch Head, Corazon dela Cruz, and Relationship Manager, Justine S. Liongson, represented BOF. The Corporate Affairs Group was also present, extending support throughout the 2-day event.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/ae0c30f4-15e3-49f3-99a8-d88cc04c176e/p9.jpg</image:loc>
      <image:title>News &amp; Events - BOF joined the Department of Trade and Industry’s (DTI) BMBE Regional Roadshow - Make it stand out</image:title>
      <image:caption>DTI Pampanga Provincial Director Elenita R. Ordonio actively engaged participants throughout the sessions. On the second day, Sta. Rita Mayor Reynan S. Calo and Vice Mayor Ferdinand L. Salalila warmly welcomed BOF and the MSMEs, expressing their appreciation for the continued support of DTI and BOF in uplifting local entrepreneurs. Through its participation, BOF continues to strengthen its role as a reliable partner of MSMEs, recognizing them as vital contributors to economic growth and countryside development.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/bof-joined-the-pyestang-camaru-2025</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/e0ea7927-bdd8-40ca-a4fa-fc9ef3978034/p6.jpg</image:loc>
      <image:title>News &amp; Events - BOF joined the Pyestang Camaru 2025 - Make it stand out</image:title>
      <image:caption>In partnership with the Local Government of Magalang, Pampanga, Hon. Mayor Malu Paras Lacson warmly welcomed BOF Managers Albert T. Arceo and Rhia R. Santiago, together with the Corporate Affairs Group, at the event. BOF’s Corporate Planning and Communications Manager, Mark Cyrille B. Paulo served as a resource speaker before members of various Farmers’ Associations from the 27 barangays of Magalang.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/3dd031e9-538c-4674-bcfa-012e3701f756/p7.jpg</image:loc>
      <image:title>News &amp; Events - BOF joined the Pyestang Camaru 2025 - Make it stand out</image:title>
      <image:caption>Through its continued collaboration with local communities, BOF positions itself as a catalyst of growth in the agriculture sector, empowering farmers and fisherfolks with opportunities that uplift their livelihood and strengthen their role in nation-building. By bringing homegrown success within reach, BOF reaffirms its commitment to driving inclusive progress across Central Luzon and beyond.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/weaving-sustainability-and-empowerment</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/51479e14-99c8-4aa5-b35a-808c7feaf94e/p4.jpg</image:loc>
      <image:title>News &amp; Events - Weaving Sustainability and Empowerment - Make it stand out</image:title>
      <image:caption>BOF marked a significant milestone on July 28, 2025, as it formally sealed a partnership with the Department of Social Welfare and Development (DSWD) Field Office III through a contract signing for the Sisidlan Upcycling Project. Held at the BOF Corporate Center, the event underscored the bank’s commitment to inclusive growth and environmental stewardship, as it became the first organization to collaborate with the DSWD on such a unique project. The event gathered key figures from both institutions. Representing DSWD were Assistant Regional Director Armont C. Pecina, Division Chief for Promotive Services Susan Hernandez, and DSWD officers. BOF’s leadership was also in full support, led by President and CEO Paolo David Carlos, Senior Executive Vice President Jaime P. Panganiban, Executive Vice President Rona Q. Binuya, and Vice President of the Corporate Affairs Group Zabrina David Nunga. Their presence symbolized the shared vision and dedication behind the initiative.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/714c935e-2d9e-47f9-a120-8fe3e52c706d/p5.jpg</image:loc>
      <image:title>News &amp; Events - Weaving Sustainability and Empowerment - Make it stand out</image:title>
      <image:caption>BOF formally handed over its retired uniforms to the DSWD SLP partners, marking the official start of the upcycling process. These materials will serve as the foundation for the creation of BOF “Sisidlan” Carryall. The Sisidlan Upcycling Project seeks to empower DSWD’s Sustainable Livelihood Program partners by repurposing BOF uniforms into reusable tote bags. Beyond livelihood support, the initiative embodies the bank’s mission of nurturing lives, cultivating growth, and driving progress. Through this, BOF continues to reinforce its role as a vessel of positive change; elevating communities, championing sustainability, and creating opportunities that endure the test of time.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/rooted-in-legacy-renewed-for-tomorrow</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/3097aec4-639f-4ce2-9463-6578f8c69219/SS5.jpg</image:loc>
      <image:title>News &amp; Events - Rooted in Legacy, Renewed for Tomorrow - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/e988ce25-0128-48df-aa14-c591d5789325/SS6.jpg</image:loc>
      <image:title>News &amp; Events - Rooted in Legacy, Renewed for Tomorrow - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/bof-champions-msme-growth-at-3rd-tarlac-bizconex</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/6c01d10a-5fdc-4683-b1b3-1b237ffeed20/p1.jpg</image:loc>
      <image:title>News &amp; Events - BOF Champions MSME Growth at 3rd Tarlac BizConEx - Make it stand out</image:title>
      <image:caption>BOF reaffirmed its support for inclusive growth and innovation at the 3rd Tarlac Business Conference and Expo (BizConEx) held from July 18 to 19, 2025, at the Diwa ng Tarlak Convention Center. Coinciding with the national MSME Week, the event gathered local enterprises, industry leaders, and support agencies to empower small businesses in Central Luzon. As one of the exhibitors, BOF showcased its products and services, and offered expert guidance and financial solutions to MSMEs. This underscores its commitment to building stronger, more resilient communities through sustainable entrepreneurship. Gracing the event were BOF Area Head and Magalang Branch Senior Manager Christopher M. Lenon, Relationship Managers Alfie D. Lugay and Justine Philip S. Liongson, and Teller Sachie Gabrielle S. Medes, who rendered valuable insights to consulting MSMEs in attendance.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/e04cb87f-a6c6-4fee-a745-20a88bdc51d0/p2.jpg</image:loc>
      <image:title>News &amp; Events - BOF Champions MSME Growth at 3rd Tarlac BizConEx - Make it stand out</image:title>
      <image:caption>Now in its third year, Tarlac BizConEx has become a flagship platform for product exhibits, consultations, and vital linkages with LGUs and potential investors. BOF’s presence emphasized its ongoing mission to equip entrepreneurs with the knowledge and resources needed to improve and scale their operations. As MSMEs continue to be the backbone of local economies, BOF remains steadfast in creating opportunities that power their growth.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/resilient-roots-growing-futures-msmes-in-focus</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/7c210f38-3a94-4dc3-81f3-236b66e4c063/SS3.jpg</image:loc>
      <image:title>News &amp; Events - Resilient Roots, Growing Futures: MSMEs in Focus - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/ec735ca9-9256-4ecd-aed9-00b11bb9d448/ss4.jpg</image:loc>
      <image:title>News &amp; Events - Resilient Roots, Growing Futures: MSMEs in Focus - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/drive-smart-drive-green</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/e13f244f-f1d4-4bf4-b871-4cf9b64178ee/SS1.jpg</image:loc>
      <image:title>News &amp; Events - Drive Smart, Drive Green - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/7ff6869f-a456-46a5-959d-92447ae343d8/SS2.jpg</image:loc>
      <image:title>News &amp; Events - Drive Smart, Drive Green - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/remembering-and-continuing-the-lsd-legacy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/6a96c792-0a1a-4fd0-9c23-3d2330e75bc5/514944452_1158826579597688_2351158401175202196_n.jpg</image:loc>
      <image:title>News &amp; Events - Remembering and Continuing the   LSD Legacy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/6e8e3457-f954-4772-97a4-54e43d973278/514371475_1158826342931045_3313698791814834248_n.jpg</image:loc>
      <image:title>News &amp; Events - Remembering and Continuing the   LSD Legacy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/bof-suli-tree-planting-activity</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/22699acc-dfa8-4363-b3e7-839c7b47e67b/510950556_1152788363534843_354576793966351000_n.jpg</image:loc>
      <image:title>News &amp; Events - Planting Trees, Sustaining Life - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/69efd982-a8cd-41ae-8c2f-08e65cf00772/512639604_1152789536868059_8516315885719243822_n.jpg</image:loc>
      <image:title>News &amp; Events - Planting Trees, Sustaining Life - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/sisig-valley-founders-forum-at-bof-corporate-center</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/216b1444-62ba-487b-97eb-deddb24010f8/512864753_1153804513433228_2216742745391828504_n.jpg</image:loc>
      <image:title>News &amp; Events - Sisig Valley Founders’ Forum at BOF Corporate Center - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/fd5d6ab6-1a4c-4be6-bfb8-c2f64f0bf6df/510980824_1153804413433238_6394840540822014654_n.jpg</image:loc>
      <image:title>News &amp; Events - Sisig Valley Founders’ Forum at BOF Corporate Center - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/bof-supports-franchising-and-finance-with-dti-and-bsp</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/5aa1613b-2e98-43cd-a058-03eeaaaaa0b0/506238041_1144811914332488_7046602704840491134_n.jpg</image:loc>
      <image:title>News &amp; Events - Franchising and Financing Forum for MSME Sustainable Growth - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/17d0aa4f-b5ee-459f-8d98-ab24b0e4981a/506350377_1144811827665830_8059617943299571601_n.jpg</image:loc>
      <image:title>News &amp; Events - Franchising and Financing Forum for MSME Sustainable Growth - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/bof-joins-the-go-negosyo-movement</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/cf448ecb-18b3-4bc8-ad57-2b6f84ef4382/506397933_1144793707667642_6880381786143238563_n+%281%29.jpg</image:loc>
      <image:title>News &amp; Events - BOF Joins the Go Negosyo Movement - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/235faad6-9256-4be2-a203-f8443a9607e8/506473380_1144793704334309_5470590253599605979_n+%281%29.jpg</image:loc>
      <image:title>News &amp; Events - BOF Joins the Go Negosyo Movement - Make it stand out</image:title>
      <image:caption>(From left to right) Jeffrey C. Sason (Senior Relationship Manager) and Annette G. Tongol (Assistant Vice President of the Branch Banking Group)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/bof-supports-livelihood-with-dswd</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-07-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/b47840e9-2f2d-45a0-98d2-944d27eaf6a3/img_4387.jpg</image:loc>
      <image:title>News &amp; Events - Weaving dreams, one stitch at a time - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/7a9dd682-8b97-421f-9a59-6aec4d388236/img_4375.jpg</image:loc>
      <image:title>News &amp; Events - Weaving dreams, one stitch at a time - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/pamchams-81st-general-membership-meeting</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-06-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/413b57d6-3b8f-4910-ba98-1f468695e4cf/500734013_1131696575644022_4127297441577166049_n.jpg</image:loc>
      <image:title>News &amp; Events - PamCham’s 81st General Membership Meeting - Make it stand out</image:title>
      <image:caption>BOF officers attended the Pampanga Chamber of Commerce and Industry, Inc. (PamCham) 81st General Membership Meeting on May 22, 2025, at the LausGroup Event Centre. A proud corporate partner of PamCham since 2020, BOF continues to champion regional growth by supporting local entrepreneurs and visionaries throughout the countryside. With the theme “Countryside Economic Outlook Post-2025 Midterm National and Local Elections,” the event brought together business leaders, policymakers, and industry stakeholders to discuss key trends shaping regional development.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/3c6a55ca-0aaa-49a8-9043-ba29e45e92c6/500769158_1131697875643892_8113337287442094919_n.jpg</image:loc>
      <image:title>News &amp; Events - PamCham’s 81st General Membership Meeting - Make it stand out</image:title>
      <image:caption>BOF’s mission to foster homegrown success in rural communities reflects a deep belief in the potential of the Filipino countryside. By empowering local leaders and cultivating grassroots innovation, the Bank remains steadfast in building a more inclusive, resilient, and prosperous future for generations to come.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/seaside-synergy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-06-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/1adb123a-9e4b-4665-95d4-10bb1dd8c6b9/499520383_1127082929438720_6201166234540716799_n.jpg</image:loc>
      <image:title>News &amp; Events - Seaside Synergy Company Outing - Make it stand out</image:title>
      <image:caption>BOF made waves this summer with Seaside Synergy 2025, its annual outing and team building event, held last May 10 at the Coralview Beach Resort in Morong, Bataan. Six teams enjoyed beachside challenges and activities that brought laughter and friendly competition. The event celebrated the vibrant spirit that drives BOF forward, and gave its employees a chance to strengthen bonds, embrace collaboration, and enjoy well-deserved recreation in a stunning coastal setting.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/2d9bf1a1-638e-4d2c-b040-54346a81cc5f/500055646_1127082479438765_4389916490986593959_n.jpg</image:loc>
      <image:title>News &amp; Events - Seaside Synergy Company Outing - Make it stand out</image:title>
      <image:caption>Seaside Synergy 2025 reflects BOF’s commitment to fostering a culture of teamwork and work-life balance.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/bof-bacolor-branch-blessing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-05-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/cbdebba1-6097-4e45-aa4a-6873d09b84bb/494678765_1117601180386895_7291512776825922433_n.jpg</image:loc>
      <image:title>News &amp; Events - Blessing and Inauguration of the New BOF Bacolor Branch - Make it stand out</image:title>
      <image:caption>May 08, 2025 — BOF officially opened its newly relocated and rebranded Bacolor Branch at the BOF Building in Cabambangan. The event was attended by Mayor Eduardo “Diman” Datu of Bacolor, Bangko Sentral ng Pilipinas (BSP) San Fernando Acting Area Director Luzviminda Pamintuan, BOF officers, and valued clients. The ceremony affirmed BOF’s strong presence in the municipality and its continued commitment to the growth of local businesses and communities.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/065532e3-de99-4e7b-ba73-26134c77fc44/495498926_1117602633720083_7071211662979181791_n.jpg</image:loc>
      <image:title>News &amp; Events - Blessing and Inauguration of the New BOF Bacolor Branch - Make it stand out</image:title>
      <image:caption>With the opening of its new location, BOF reinforces its dedication to helping communities and enterprises achieve homegrown success. As it rolls out its rebranding efforts across all branches, the bank is focused on elevating customer experience and delivering consistent service excellence to every client it serves.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/bof-empowers-educators-through-financial-literacy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-05-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/b6f5ac98-d929-4ee3-98eb-6cc85ef85397/490354308_1096067952540218_3779338507707914334_n.jpg</image:loc>
      <image:title>News &amp; Events - BOF Empowers Educators Through Financial Literacy - Make it stand out</image:title>
      <image:caption>In partnership with the Bangko Sentral ng Pilipinas (BSP), BOF returned to Mary the Queen College in Guagua, Pampanga for the second time to bring the EmpowerEd: Financial Literacy Series, with this year’s session titled "Legionnaire’s Guide to Mastering Personal Finance Management" on April 5, 2025. The teaching and non-teaching personnel of the college gathered for an engaging talk led by Ma. Lourdes I. Laconsay, Bank Officer of BSP’s North Luzon Regional Office. BOF President and CEO Mr. Paolo David Carlos graced the event, reaffirming the Bank’s commitment to advancing financial education across Central Luzon. BOF believes that Financial Literacy is a powerful tool for building homegrown success, and our continued partnership with Mary the Queen College and BSP reflects this shared vision. Through the EmpowerEd series, BOF empowers individuals to make informed financial decisions, and we are more driven than ever to bring this mission to greater heights—reaching more institutions, touching more lives, and shaping a financially secure future for all.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/bof-icon-of-the-year</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-05-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/c54ccc9c-42a2-422b-94fd-3c8e38ef3ec4/489634203_1092634166216930_8630976188313791882_n.jpg</image:loc>
      <image:title>News &amp; Events - BOF Clinches Icon of the Year in Banking - Make it stand out</image:title>
      <image:caption>BOF is proud and honored to be named Icon of the Year in Banking by Punto Central Luzon. On behalf of the entire BOF family, President and CEO Paolo David Carlos and Director Susan David-Nunga proudly accepted the award on April 4, 2025 at the Clark Visitors Center, Clark Freeport Zone. BOF also congratulates Atty. Agnes VST Devanadera, who was hailed Woman of the Year. Her unwavering dedication to public service and leadership continues to inspire many, and we extend our heartfelt congratulations on this well-deserved recognition. BOF is truly grateful and will remain steadfast in helping build homegrown success across Central Luzon.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/unlocking-financial-knowledge-at-cca</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-03-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/75352392-7c22-4b89-ae2c-f6406058afe5/483980121_1070022828478064_2603367436118845982_n.jpg</image:loc>
      <image:title>News &amp; Events - Unlocking Financial Knowledge at CCA - Make it stand out</image:title>
      <image:caption>BOF, in partnership with the Bangko Sentral ng Pilipinas (BSP) and the City College of Angeles (CCA), hosted the EmpowerEd Financial Literacy Discussion on March 10, 2025, at the CCA Multi-Purpose Hall. The event gathered 250 students and faculty members of the Institute of Business and Management for an engaging session on smart money management.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/6592684f-b9ef-475f-948a-e89f5af22322/482028936_1070023238478023_3975003368051095809_n.jpg</image:loc>
      <image:title>News &amp; Events - Unlocking Financial Knowledge at CCA - Make it stand out</image:title>
      <image:caption>BSP’s Bank Officer for North Luzon Regional Office Ma. Lourdes I. Laconsay facilitated the talk that highlighted essential financial concepts and introduced BSP’s new polymer banknotes — a leap towards sustainability and innovation. BOF remains committed to fostering financial education, believing that an informed generation leads to a more financially inclusive future.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/pamcham80thgmm</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-03-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/5a759d9b-4536-46e8-80d1-a18d19c997cb/481254850_1060248716122142_8584483824650596391_n.jpg</image:loc>
      <image:title>News &amp; Events - PamCham’s 80th General Membership Meeting - Make it stand out</image:title>
      <image:caption>BOF officers graced the Pampanga Chamber of Commerce’s 80th General Membership Meeting and Bizmatching Program held on February 20, 2025, at the LausGroup Event Center, City of San Fernando, Pampanga. The event focused on the importance of unlocking growth opportunities and enhancing MSMEs’ access to capital. A special highlight was the induction of PamCham’s Board of Directors for 2025-2026, with BOF Past President Teresa David-Carlos as the Vice Chairman.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/cadb5265-e002-44d0-bcf9-95e143ece175/3.jpg</image:loc>
      <image:title>News &amp; Events - PamCham’s 80th General Membership Meeting - Make it stand out</image:title>
      <image:caption>As a corporate partner of PamCham since 2020, BOF continues to champion businesses and economic progress in Pampanga and beyond.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/porac-blessing-and-inauguration</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-01-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/a7cc5c16-8d6e-4388-8321-e0b2ced4fb05/IMG_8430.jpg</image:loc>
      <image:title>News &amp; Events - Porac Blessing and Inauguration - Make it stand out</image:title>
      <image:caption>BOF started the year on a high note with the inauguration and blessing of its newly rebranded branch located in Brgy. Babo Sacan, Porac, Pampanga on January 14, 2025. This event marks an important milestone in its six-decade journey of building homegrown success with its clients and the community. This reflects BOF’s longstanding commitment to delivering excellent banking services and supporting the financial growth of local communities. Esteemed guests graced the event, including Pampanga 2nd District Board Member Hon. Olga Frances “Fritzie” David-Dizon, Porac’s Acting Vice Mayor, Hon. Condralito Dela Cruz, and Municipal Administrator Rey Cortez. Valued clients and BOF officers also joined the celebration, highlighting the strong ties between BOF and the community it serves.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/9e998b99-1ff6-44e3-a5c1-d904ea57358e/IMG_8709.jpg</image:loc>
      <image:title>News &amp; Events - Porac Blessing and Inauguration - Make it stand out</image:title>
      <image:caption>The unveiling of the newly rebranded BOF Porac Branch is part of the bank’s continuous efforts to make financial services more accessible, convenient, and responsive to the needs of its customers. Known for empowering MSMEs in Central Luzon, BOF aims to help more individuals and businesses achieve their financial goals and contribute to the region’s economic growth. BOF Inc. (A Rural Bank) is a homegrown rural bank dedicated to helping individuals and communities by offering accessible and reliable banking solutions such as deposits, loans, and other financial services tailored to meet diverse needs.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/sto-tomas-blessing-and-inauguration</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-01-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/26ad596c-3e0d-4378-b4e1-13d7c349eefb/IMG_6522.jpg</image:loc>
      <image:title>News &amp; Events - Sto. Tomas Blessing and Inauguration - Make it stand out</image:title>
      <image:caption>December 6, 2024 marks another milestone in BOF’s journey of service and progress as we officially inaugurated and blessed our newly modernized Sto. Tomas Branch—the 6th branch to showcase the latest BOF rebranding! Following the successful modern transformations of our Mabalacat, Floridablanca-San Jose, Lubao-Sto. Tomas, Floridablanca-Poblacion, and San Fernando-JASA Branches, this new look reinforces our commitment to providing exceptional service and a welcoming banking experience. BOF was one of the longest-serving banks in Sto. Tomas since 1992, offering vital financial services to the community when no other bank was present. Today, we are proud to continue empowering individuals, businesses, and MSMEs in this dynamic municipality.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/32ce47e2-dfc9-432f-9180-a32c7da5a3f5/IMG_6389.jpg</image:loc>
      <image:title>News &amp; Events - Sto. Tomas Blessing and Inauguration - Make it stand out</image:title>
      <image:caption>A heartfelt thank you to our valued clients, stakeholders, and community members who have been part of this incredible journey. Together, we’re building brighter futures!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/solar-powered-and-future-ready</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-11-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/47e86500-7168-4017-8bd3-3a2bffae86e0/464435304_968885191925162_6105711637829427670_n.jpg</image:loc>
      <image:title>News &amp; Events - Solar-powered and future-ready! - Make it stand out</image:title>
      <image:caption>BOF Installs Solar Panels at Corporate Center for Sustainable Energy October 22, 2024 San Fernando, Pampanga – BOF marked a major milestone in its sustainability journey with the installation of a solar power system at its Corporate Center. The system, provided by Rentech Solar Energy, features a 76-kilowatt peak (kWp) grid-tie photovoltaic system, which will generate an estimated 7,600 kWp per month, translating to savings on electricity costs. This solar installation demonstrates BOF’s commitment to reducing carbon footprint while enhancing operational efficiency. It is a step forward in its mission to sustainability.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/39050936-b7ba-41d8-8e2e-5d423adfda5e/464517831_968885258591822_1671931852709063093_n.jpg</image:loc>
      <image:title>News &amp; Events - Solar-powered and future-ready! - Make it stand out</image:title>
      <image:caption>Ms. Lagoon Arnold, representing Rentech Solar Energy, attended the event and highlighted the partnership, noting that this project showcases how businesses can benefit from renewable energy while contributing to a greener future. The installation is aligned with BOF's broader goal of integrating sustainability into its operations and leading by example in the banking industry.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/financial-literacy-at-mqc</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/bf99fd13-84b4-4d9f-9ed7-2d6c08791d8c/IMG_3880.JPG</image:loc>
      <image:title>News &amp; Events - EmpowerEd: Financial Literacy forum at MQC - Make it stand out</image:title>
      <image:caption>BOF’s EmpowerEd Financial Literacy Project Reaches MQC. BOF’s flagship Corporate Social Responsibility (CSR) program, the EmpowerEd Project, made its way to Mary the Queen College of Pampanga, Guagua, Pampanga on November 12, 2024, empowering graduating Business students with essential financial skills. This impactful session, led by BOF in partnership with the Bangko Sentral ng Pilipinas, featured resource speakers Ms. Ma. Lourdes I. Laconsay and Mr. Darell C. Soliman, who shared insights on managing personal finances and making wise financial choices.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/6080027d-fc5b-42dd-84ab-8d385a8627f8/IMG_3870.JPG</image:loc>
      <image:title>News &amp; Events - EmpowerEd: Financial Literacy forum at MQC - Make it stand out</image:title>
      <image:caption>BOF's Senior Executive Vice President Jaime P. Panganiban, along with EVP Rona Q. Binuya and AVP Annette G. Tongol, were also present to show BOF's commitment to empowering the next generation. This is the third EmpowerEd session this year, following successful events at City College of San Fernando and Pampanga State Agricultural University. BOF looks forward to more events as we build a brighter, financially literate future for our communities.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/floridablanca-poblacion-blessing-and-inauguration</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-11-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/31f8a4dc-a1ab-45aa-9db2-51aaa34588ee/1.jpg</image:loc>
      <image:title>News &amp; Events - Floridablanca Poblacion Blessing and Inauguration - Make it stand out</image:title>
      <image:caption>Floridablanca, Pampanga – October 30, 2024 BOF inaugurated its newly renovated Floridablanca Poblacion Branch, a significant milestone in its 60-year journey of empowering communities and businesses across Central Luzon. The event coincides with BOF’s Diamond Anniversary, underscoring its legacy as a steadfast partner in regional development and economic empowerment. With the inauguration of this newly renovated branch, BOF enters a new chapter, dedicated to supporting community growth, strengthening relationships, and building a bright future for all. This event, marking both a physical transformation and a symbolic commitment to BOF’s mission, reaffirms the bank’s core values of service, dedication, and regional impact.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/f4cf70f6-05a5-4015-be7f-a402a3f62697/7.jpg</image:loc>
      <image:title>News &amp; Events - Floridablanca Poblacion Blessing and Inauguration - Make it stand out</image:title>
      <image:caption>As BOF looks ahead, it remains committed to its vision of being the bank of choice for MSMEs in Central Luzon, continuing its mission of fostering financial inclusion and economic advancement. The renovated Floridablanca Poblacion Branch stands as a testament to BOF’s enduring legacy, blending modern banking solutions with a grassroots approach to meet the evolving needs of its clients.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/rb-solano-oslp</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-11-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/8ec1160f-458f-48ee-ba45-d0ea97a1208c/465047064_973428458137502_3028898286447720825_n.jpg</image:loc>
      <image:title>News &amp; Events - BOF Hosts RB Solano for On-Site Learning Program - Make it stand out</image:title>
      <image:caption>San Fernando, Pampanga – BOF recently hosted the Rural Bank of Solano (RB Solano) for a comprehensive On-Site Learning Program (OSLP) at the BOF Corporate Center on October 25, 2024. This program reflects BOF’s dedication to fostering continuous learning and capacity building in the rural banking sector. BOF believes that continuous learning is essential for navigating the unique challenges faced by rural banks, ultimately strengthening their ability to serve local communities. BOF officers covered relevant topics in banking, including corporate governance, succession planning, SME lending, and credit management. This agenda was designed to provide RB Solano directors and officers with actionable insights and strategies relevant to enhancing operational efficiency and sustainability in their own institution.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/3c5d0207-87d5-42cd-bdc8-adb27b9dbe83/465242835_973428521470829_2927730077512875707_n.jpg</image:loc>
      <image:title>News &amp; Events - BOF Hosts RB Solano for On-Site Learning Program - Make it stand out</image:title>
      <image:caption>This OSLP is part of BOF’s ongoing efforts to promote collaboration and knowledge-sharing within the rural banking community. Past programs included successful partnerships with the Bicol Federation of Rural Banks and the Rural Bankers Association of the Philippines (RBAP), further reinforcing BOF’s role as a leader in industry-wide capacity building.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/autobonanza-2024</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-10-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/94feb43b-f29e-480c-9d9b-f8365eaabad4/IMG_1105.jpg</image:loc>
      <image:title>News &amp; Events - The ride of a lifetime with BOF - Make it stand out</image:title>
      <image:caption>October 1, 2024 - BOF proudly launched its AutoBonanza 2024 today at the BOF Corporate Center in San Fernando, Pampanga. The event, which runs from October 1 to 11, 2024, offers a variety of vehicle options from Central Luzon’s top dealerships. From sedans to SUVs, the Auto Bonanza 2024 showcases the latest in automotive technology, catering to diverse preferences and budgets. Several dealerships from the Laus Auto Group were also present at the event, represented by a delegation led by Mr. Alfie Adriano, EVP and Group COO of the Laus Group of Companies. Their participation further cemented the strong partnership between BOF and the Laus Auto Group, offering clients exclusive deals and a diverse range of vehicle models.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/2c25fcb8-964f-4de6-bc4f-783fafdb2319/IMG_0933.jpg</image:loc>
      <image:title>News &amp; Events - The ride of a lifetime with BOF - Make it stand out</image:title>
      <image:caption>The opening program concluded with a ribbon-cutting ceremony at the car display venue, officially opening the exhibition to the public. Clients and guests are encouraged to explore the vehicles on display, take test drives, and take advantage of the exclusive offers available throughout the duration of the event.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/financial-literacy-psau</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-10-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/01c66a8a-33d7-445b-af74-6260872ea426/IMG_0814.jpg</image:loc>
      <image:title>News &amp; Events - EmpowerEd: Financial Literacy Forum at PSAU - Make it stand out</image:title>
      <image:caption>BOF continues its commitment to financial education through its EmpowerEd Financial Literacy Project. The second leg of the program this year was held on September 27, 2024 at the Rafael Lazatin Audio Visual Center of Pampanga State Agricultural University (PSAU) in Magalang, Pampanga. More than 200 Business Administration students attended the session, designed to equip young minds with essential financial knowledge and tools.   BSP Pampanga Head Mr. Mark Jason Cagalingan and Ms. Lourdes Laconsay of the BSP’s Regional Economic Affairs Office both provided insights on the importance of financial literacy, reinforcing the shared goal of financial wellness and success across communities in Pampanga. Ms. Laconsay, the featured speaker, captivated the audience with her dynamic presentation, offering practical financial strategies tailored for young adults.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/b60778ab-f8b7-4d50-81fc-02b839f3186d/IMG_0801.jpg</image:loc>
      <image:title>News &amp; Events - EmpowerEd: Financial Literacy Forum at PSAU - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/bof-scholarship-program</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/217e2fdd-eee3-4749-a385-f8ebbe6ec88f/IMG_0078+1.jpg</image:loc>
      <image:title>News &amp; Events - Building brighter futures through learning - Make it stand out</image:title>
      <image:caption>BOF held an event at the BOF Corporate Center to recognize four (4) college students who were awarded scholarships for Academic Year 2024 to 2025. The event served as a platform for BOF officers to connect with the scholars, fostering engagement and support for their academic journeys.  The BOF Scholarship Program, an initiative inspired by the vision the House of David Group founder, Mr. Ladislao S. David, was highlighted during the event. "It is a legacy that we are proud to uphold and one that we are determined to sustain in the years to come" remarked BOF President and CEO Paolo David Carlos in his message.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/7079dec3-828e-46b2-996a-70d4cb1a9238/IMG_0109+1+%281%29.jpg</image:loc>
      <image:title>News &amp; Events - Building brighter futures through learning - Make it stand out</image:title>
      <image:caption>The scholars also expressed their gratitude, acknowledging BOF’s role in shaping their future. BOF remains dedicated to sustaining the scholarship program, ensuring that this legacy continues to inspire and empower future generations.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/yep-bof</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/37c4d8d4-5631-46c3-b174-811736071051/457799574_929840179162997_7117396761786237538_n.jpg</image:loc>
      <image:title>News &amp; Events - Young Entrepreneurs Pampanga (YEP)                   at the BOF Corporate Center - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/2c47e4cd-a89b-4c5c-8c4b-4e5095b38791/458384885_930354315778250_7976343130956845814_n.jpg</image:loc>
      <image:title>News &amp; Events - Young Entrepreneurs Pampanga (YEP)                   at the BOF Corporate Center - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/paving-the-way-for-modern-transportation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/ef3f7538-4e2d-48df-8e25-32b6c9950b5c/455351013_916160837197598_8264203497930062385_n.jpg</image:loc>
      <image:title>News &amp; Events - Paving the Way for Modern Transportation! - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/300a3ff7-98b4-4695-a80c-c439260b5614/455284587_916160867197595_3716674252614691990_n.jpg</image:loc>
      <image:title>News &amp; Events - Paving the Way for Modern Transportation! - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/palitpeso-in-mabalacat</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/2f3ebebf-de32-4024-8f1b-b5d906f16469/452612597_901809895299359_1147857393306315619_n.jpg</image:loc>
      <image:title>News &amp; Events - BOF's PalitPeso in Mabalacat - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/60a6820e-de28-4c14-ac54-e1af10e98658/452631398_901809878632694_2084515671015114991_n.jpg</image:loc>
      <image:title>News &amp; Events - BOF's PalitPeso in Mabalacat - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/the-diamond-legacy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/5657c6aa-2401-4fe5-8c82-f2364dd1ee58/449185177_885794886900860_7373828598976902177_n.jpg</image:loc>
      <image:title>News &amp; Events - The Diamond Legacy - Make it stand out</image:title>
      <image:caption>(From left to right) Paolo David Carlos (President ad CEO), Susan David-Nunga (Director), Jaime P. Panganiban (Senior Executive Vice President).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/03fdf1c0-5b2b-4b08-82a3-29646a40a57d/449410585_885795050234177_1504008250596152595_n.jpg</image:loc>
      <image:title>News &amp; Events - The Diamond Legacy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/charged-up-and-ready-to-roam</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/3932e823-c8fe-4e2d-896f-a8699efd6861/444990199_870972955049720_5561759344254737147_n.jpg</image:loc>
      <image:title>News &amp; Events - Charged up and ready to roam! - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/palengqr-launch</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-06-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/e92252ee-954a-4040-8aeb-ff5dbf4a643c/428705456_866006408879708_2407149169740826365_n.jpg</image:loc>
      <image:title>News &amp; Events - BOF joins BSP at the Paleng-QR Ph launch! - Make it stand out</image:title>
      <image:caption>Our BOF team was on hand to assist with the Palit Peso currency exchange program, helping replace unfit and mutilated banknotes and coins at City of San Fernando, Pampanga Public Market on May 27,2024.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/7d65d111-45c4-4f05-b79a-6bb3b2b1fa59/441498469_866006225546393_2852603648997053130_n.jpg</image:loc>
      <image:title>News &amp; Events - BOF joins BSP at the Paleng-QR Ph launch! - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/bofs-palit-peso</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-06-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/8cb0d166-1334-4f0b-8bc7-b171f0ca2425/444935346_865304625616553_2155121023190419690_n.jpg</image:loc>
      <image:title>News &amp; Events - BOF’s Palit Peso - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/77984c30-16ae-4e16-bb23-5bbf3779d6b1/444492764_865296588950690_2153710563800271593_n.jpg</image:loc>
      <image:title>News &amp; Events - BOF’s Palit Peso - Make it stand out</image:title>
      <image:caption>The project will initially run at four out of the twenty two BOF branches, namely: Mabalacat Branch, Lubao Sto. Tomas Branch, Sta. Ana Branch, and Sta. Rita Branch. The currency exchange counters at these branches will be open every Thursday from 8:00 a.m. to 12:00 noon, starting on May 30, 2024. BOF is committed to supporting BSP's initiatives and encourages other BSP-supervised financial institutions to participate in the Piso Caravan Program. Interested institutions can contact the nearest BSP regional office or branch for further details.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/2024-company-outing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/5456a343-547d-4e2c-a608-6ceecf76bf63/448129536_873976044749411_3398243800449991381_n.jpg</image:loc>
      <image:title>News &amp; Events - Soaking up some fun under the sun! - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/3e84a5ad-ee19-4001-a427-f0064a48aa63/447664348_873975991416083_255102593462556679_n.jpg</image:loc>
      <image:title>News &amp; Events - Soaking up some fun under the sun! - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/nature-powered-sustainable-rides</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-06-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/d38f00ed-ff72-4073-8a4c-3a7240fc6a29/435712112_840268821453467_4441566725356041442_n.jpg</image:loc>
      <image:title>News &amp; Events - Nature-Powered Sustainable Rides - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/f5765ad7-3b44-47de-a202-ea098c48f7c2/436229611_840268791453470_2224464945749783873_n.jpg</image:loc>
      <image:title>News &amp; Events - Nature-Powered Sustainable Rides - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/empowered-ccsfp</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-04-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/a2a5cf54-04cc-47c0-8381-5fb4446b0c52/IMG_1176.JPG</image:loc>
      <image:title>News &amp; Events - EmpowerEd: Financial Literacy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/11636bf1-8b5e-48ed-8660-c4179638b7ec/IMG_1159.JPG</image:loc>
      <image:title>News &amp; Events - EmpowerEd: Financial Literacy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/puvmp-ecomove-loan-talk</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-04-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/2dce6f40-f509-4b83-b1d1-7bdb6611e3bc/IMG_1041.JPG</image:loc>
      <image:title>News &amp; Events - Public Utility Vehicle Modernization Program (PUVMP) and EcoMove Loan Talk - Make it stand out</image:title>
      <image:caption>On April 3, 2024, the BOF Corporate Center was buzzing with excitement as we kicked off the first batch of our event on the Public Utility Vehicle Modernization Program (PUVMP) and EcoMove Loan, the newest loan product of BOF! Attendees, including transportation cooperative officials from various regions, united with the common goal of transforming public transportation in the Philippines.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/2847be37-bf07-42fb-9947-de7ea4b4bb01/IMG_0949.JPG</image:loc>
      <image:title>News &amp; Events - Public Utility Vehicle Modernization Program (PUVMP) and EcoMove Loan Talk - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/sgv-tax-seminar</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/b87e45eb-f46d-490e-9fb3-a4d39c57c40d/433135350_822660756547607_7201567679170548358_n.jpg</image:loc>
      <image:title>News &amp; Events - BOF Hosts Seminar on Wealth Succession Planning and Tax Management - Make it stand out</image:title>
      <image:caption>(From left to right) Paolo David Carlos (President and CEO) Atty. Jules E. Riego (SGV Tax Principal ASEAN Business Tax Services), Hentje Leo. Leaño (SGV Tax Partner Global Compliance and Reporting), Susan David-Nunga (Director and Senior Adviser to the PCEO), Jaime P. Panganiban (Senior Executive Vice President)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/5efafa18-bf10-46cb-aedc-f5858cb80ebd/433198480_822660796547603_3987048765800614001_n.jpg</image:loc>
      <image:title>News &amp; Events - BOF Hosts Seminar on Wealth Succession Planning and Tax Management - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/lubao-sto-tomas-branch-inauguration</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/90e59d44-2db7-4685-9b44-146b73936ece/432580537_816205623859787_1135906888117946314_n.jpg</image:loc>
      <image:title>News &amp; Events - Lubao Sto. Tomas Branch Inauguration - Make it stand out</image:title>
      <image:caption>(From left to right) Paolo David Carlos (President and CEO) Elizalde D. Bernal (City Administrator), Gil Antonio V. Manalasnsan (Valued Client), Susan David-Nunga (Director and Senior Adviser to the PCEO)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/78975d4a-3d02-4b6b-b514-7c6c309f4e01/432637325_816205400526476_4529665016656231974_n.jpg</image:loc>
      <image:title>News &amp; Events - Lubao Sto. Tomas Branch Inauguration - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/stakeholders-forum</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-04-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/aab7001a-fbbf-457d-8282-cfcbc36c60b0/428704578_804393255041024_1616556239240619606_n.jpg</image:loc>
      <image:title>News &amp; Events - Stakeholders’ Engagement Forum at BOF Corporate Center - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/autobonanza-2023</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/f7a1308d-8200-438b-a348-24ccb2583fcd/383979215_717723277041356_7990699485259389000_n.jpg</image:loc>
      <image:title>News &amp; Events - AutoBonanza 2.0 - Make it stand out</image:title>
      <image:caption>(From left to right) Alfie Adriano (Executive Vice President and Group COO of Laus), Carissa Laus (Vice President and Executive Director of Laus Group), Susan David-Nunga (President and CEO, BOF), Jaime P. Panganiban (Senior Executive Vice President, BOF), Jose Paolo David Carlos (Senior Executive Vice President)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/bd79b0cf-7141-4067-9268-4fd8cbddc15a/IMG_0566+%281%29.jpg</image:loc>
      <image:title>News &amp; Events - AutoBonanza 2.0 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/kits-for-kids-in-capas</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-12-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/29dddb57-5230-40cf-a548-7d60c70b7808/383965767_715949733885377_2289546612382774101_n.jpg</image:loc>
      <image:title>News &amp; Events - Spreading Smiles and Knowledge - Make it stand out</image:title>
      <image:caption>From left to right, Annette G. Tongol (AVP-Branch Banking Group), Rona Q. Binuya (Executive Vice President), Zabrina David Nunga (AVP-Corporate Affairs Group), Sarah Santok (Principal, Bueno Elementary School), Eva R. Salazar (Capas Branch Operations Officer), Merline Gutierrez (Faculty), Joana Marie Vitug (Faculty).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/618e772c-5570-4f2c-a0a9-dcc9c250a180/382700425_715949530552064_5478657244071631643_n.jpg</image:loc>
      <image:title>News &amp; Events - Spreading Smiles and Knowledge - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/smartsavings-launch</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/7c056228-c124-4e77-ba9d-2f3d45db1638/377422487_707964551350562_8316922769547237647_n.jpg</image:loc>
      <image:title>News &amp; Events - Your Key to Smart Banking - Make it stand out</image:title>
      <image:caption>From left to right, Jaime P. Panganiban (Senior Executive Vice President), Cyril Fletcher F. Carreon (Client), Susan David-Nunga (President and CEO), Chef William C. Tayag (Client), Paolo D. Carlos (Senior Executive Vice President).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/3ec8b1cc-e8f7-4f2c-a031-f9806f176edd/377787547_707964668017217_3597744112074539514_n.jpg</image:loc>
      <image:title>News &amp; Events - Your Key to Smart Banking - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/bacolor-csr</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-08-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/6cbb8022-c6dd-41d4-aa8a-54545a71ad8d/IMG_0015.JPG</image:loc>
      <image:title>News &amp; Events - Kits for Kids in Bacolor - Make it stand out</image:title>
      <image:caption>(From left to right) Ma. Francine Abigail D. Zamora (Bacolor Branch Operations Officer), Rona Q. Binuya (Executive Vice President), Christina Q. Sampang (Tinajero Elementary School Grade 1 Teacher), Roderick G. Soriano (Tinajero Elementary School Head), Susan David-Nunga (President and CEO), Jaime P. Panganiban (Senior Executive Vice President), Marichelle G. Viray (Tinajero Elementary School Grade 1 Teacher)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/c99de816-7d18-487f-a0b4-83fc12c76573/IMG_0045.JPG</image:loc>
      <image:title>News &amp; Events - Kits for Kids in Bacolor - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/4a623cf5-d7f7-4758-97cd-c45a9e896c46/IMG_0065.JPG</image:loc>
      <image:title>News &amp; Events - Kits for Kids in Bacolor - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/fsjb-opening</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/55488efe-e258-434a-8872-9866411431c4/IMG_7413.JPG</image:loc>
      <image:title>News &amp; Events - Two New Milestones - Make it stand out</image:title>
      <image:caption>(From left to right) Honorable Vice Mayor Michael Galang, Lilia Layug (Valued Client), Rev. Fr. Joselito H. Vita (Del Carmen Parish Priest), Carl Allen Layug (Valued Client), Teresa David-Carlos (Director), Susan David-Nunga (President and CEO)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/2023-soba</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/2fa61e8b-a842-4bee-a584-5bcc1f26b1ca/IMG_7289.jpg</image:loc>
      <image:title>News &amp; Events - Embracing Our Roots - Make it stand out</image:title>
      <image:caption>(From left to right) Paolo D. Carlos (Senior Executive Vice President), Jaime P. Panganiban (Senior Executive Vice President), Yolanda David-Aguila (Director), Susan David-Nunga (President and CEO), Teresa David-Carlos (Director), Atty. Perlita M. Sagmit (Corporate Secretary), Rolando A. Rodriguez (Independent Director), Atty. Elfren P. Hipolito, Jr. (Independent Director)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.bof.com.ph/news/2022-christmas-party</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-01-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/0d4fda6f-4f32-4473-af09-3669b4235e53/IMG_7051.JPG</image:loc>
      <image:title>News &amp; Events - A Wild, Wild, West! Christmas - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6194bcdfcad0e61e2765feb8/6e77b2df-d3b2-44c5-984e-6ba744ef1441/IMG_7036.JPG</image:loc>
      <image:title>News &amp; Events - A Wild, Wild, West! Christmas - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
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