About Us

BOF, one of the country’s leading rural banks, provides products and services to empower and support the growth of Micro, Small, and Medium Enterprises (MSMEs) in Central Luzon. Established in 1964, BOF has served as a catalyst in Pampanga countryside development and growth. BOF is set apart from its competition through its in-depth understanding of clients’ needs, superior grassroots customer approach which stems from its desire in preserving, cultivating and protecting the heritage and rich culture not just that of Pampanga but that of the Filipino nation as well.

We will be the bank of choice of Micro, Small and Medium Enterprises (MSMEs) in Central Luzon delivering excellent and relevant products and services contributing to financial inclusion towards economic progress and development.



We provide innovative products and personalized services at all times ensuring utmost client satisfaction and in compliance with government regulations.


We develop and empower our people to be highly competent professionals and we shall recognize their excellent performance.


We deliver consistent and satisfactory returns to our shareholders and build lasting partnership with our key stakeholders advocatingsocial responsibility.

Core Values

C - Competence

A - Accountability

- Responsibility

I - Integrity

N - Nurturing

G - God-driven

BOF Ring

Board of Directors

Management Team

Top Management

Standing (L-R)

Susan David-Nunga - Senior Executive Vice President

Teresa David-Carlos - President and CEO

Yolanda David-Aguila - Special Assistant to the President


Sitting (L-R)

Atty. Peter Paul S. Maglalang - Corporate Secretary

Jose Paolo D. Carlos - Executive Vice President I

Jaime P. Panganiban - Executive Vice President II

Executive Committee and Credit Committee


Susan David-Nunga - Member

Jose Paolo D. Carlos - Member

Teresa David-Carlos - Chairman

Audit and Compliance Committee

Sitting (L-R)

Atty. Elfren P. Hipolito Jr. - Chairman

Atty. Ma. Fides Andin-Balili - Member

Atty. Carmelino M. Roque - Member


Standing (L-R)

Ex-Officio Members:

Liza G. Quizon - Acting Chief Internal Auditor

Myrin M. Paguio - Chief Compliance Officer

Management Committee

Sitting (L-R)

Susan David-Nunga - Senior Executive Vice President, Teresa David-Carlos - President and CEO, Yolanda David-Aguila - Special Assistant to the President


Standing (L-R)

Jose Paolo D. Carlos - Executive Vice President I, Rona Q. Binuya - Senior Vice President - Branch Banking Group, Liza G. Quizon - Acting Chief Internal Auditor, Grace D. Castro - Loans Department Head, Erlisa M. Banag - Accounting and Treasury Group Head, Cecile G. Escalante - Senior Vice President - Administrative Group

Annual Reports

Bank of Florida is regulated by Bangko Sentral ng Pilipinas


Executive Office

MacArthur Highway, Dolores, City of San Fernando, Pampanga, Philippines C-2000

E-mail: customercare@bankofflorida.ph


Contacts: (045) 963-5288, (045) 961-7079, (045) 963-5188 to 89

Member of
Rural Bankers Association of the Philippines

Member: PDIC Maximum Deposit

Insurance for Each Depositor P500,000